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SPEND IT TWICE
by Matt Zagula

Who says there is no such thing as Free Money?

Spend It Twice, A Retiree's Guide To Discovering Free Money will show you that after a lifetime of hard work, you can enjoy a comfortable retirement without having to worry about losing your life savings to a long-term health crisis.

Author Matt Zagula is a financial expert who specializes in retirement planning. He has developed the concept of Free Money, which enables retired seniors to effectively create a steady flow of income while building a secure financial foundation for their spouse, children and grandchildren. According to Zagula, "the gift of financial freedom is one not many of us believe we can afford. But, you'll soon learn you can offer this gift without compromising your retirement income."

"You hold in your hand a book that can change your life and insure your family's financial survival, even in the difficult times in which we live. This is truly a visionary work. I urge you to study it, highlighter in hand, so that you can take action"
– William Hammond, Elder Law Attorney

Planning for retirement can be tricky. Social security alone is no longer enough and monthly pensions can drop drastically. Factor in the astronomic cost of nursing home or other long-term care and the results will most certainly be overwhelming. Creating supplemental income has become a necessity. Zagula's Free Money concept can help take away these worries. "Free Money is about having money in the right place at the right time," he says. "Free Money is about living well. It's about retirement enhancement, about optimism and family. It's planning bright with opportunity."

In Spend It Twice, Zagula offers real-life scenarios in which retirees have taken advantage of the built-up equity in their homes and used it to help them maintain control of their financial future without ever losing the benefits of home ownership. Even more appealing is that Free Money never becomes your children's liability, is completely tax free and is never contingent on the often unstable stock market or interest rates.

Attorney Rick Law has worked with Zagula on hundreds of cases. Law observes that "the seniors of today and the baby boomer seniors of tomorrow are analytical, concerned and prone to taking action. It's a new day, and it's time to act to protect your home, health care and the loved ones who will survive you."

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